ActualBudget server is Missing Authentication for SimpleFIN and Pluggy AI bank sync endpoints
Key facts
- Attack vector
- Network
- Privileges required
- None
- User interaction
- None
- Attack complexity
- Low
- Attack requirements
- None
- Impact type
- Security bypass
- Confidentiality · integrity · availability
- High · None · None
- Fix status
- Fixed
Attack profile from CVSS 4.0 · CNA. Fix status from CNA and GitHub. Impact type from CWE-306.
Summary
Actual is a local-first personal finance tool. Prior to version 26.2.1, missing authentication middleware in the ActualBudget server component allows any unauthenticated user to query the SimpleFIN and Pluggy.ai integration endpoints and read sensitive bank account balance and transaction information. This vulnerability allows an unauthenticated attacker to read the bank account balance and transaction history of ActualBudget users. This vulnerability impacts all ActualBudget Server users with the SimpleFIN or Pluggy.ai integrations configured. The ActualBudget Server instance must be reachable over the network. Version 26.2.1 patches the issue.
Why it matters now
SSVC decision points
CISA ADP · SSVC 2.0.3
- Exploitation
- Poc
- Automatable
- Yes
- Technical impact
- Partial
The decision (Track, Attend, Act) also depends on your mission and well-being impact; see CISA's SSVC guide.
Affected products
| Vendor | Product | Affected versions | Fixed in | Status | Source |
|---|---|---|---|---|---|
| actualbudget | actual | before 26.2.1 | 26.2.1 | Patch available | CNA |
| — | @actual-app/sync-server (npm) | before 26.2.1 | 26.2.1 | Patch available | GHSA-m2cq-xjgm-f668 |
- actual Vendoractualbudget Affected before 26.2.1 Fixed in 26.2.1 Patch available CNA
- @actual-app/sync-server (npm) Vendor— Affected before 26.2.1 Fixed in 26.2.1 Patch available GHSA-m2cq-xjgm-f668
CPE configurations NVD · 1
| CPE | Versions | Role | Vendor |
|---|---|---|---|
| cpe:2.3:a:actualbudget:actual:*:*:*:*:*:node.js:*:* | before 26.2.1 | Vulnerable | actualbudget |
- cpe:2.3:a:actualbudget:actual:*:*:*:*:*:node.js:*:* Versions before 26.2.1 Vulnerable ·actualbudget
Remediation
- Fix · CNA actual (actualbudget) Fixed in 26.2.1
- Fix · GHSA-m2cq-xjgm-f668 @actual-app/sync-server (npm) Fixed in 26.2.1 Advisory →
Timeline
- 2026-10-02 Threatist record created from CVE-2026-27584
- 2026-10-03 Alias added: GHSA-m2cq-xjgm-f668
References
More actualbudget Actual vulnerabilities
- TI-2026-25729 Actual has Privilege Escalation via 'change-password' Endpoint on OpenID-Migrated Servers CVSS 3.1HIGH 8.8
- TI-2026-22020 ActualBudget missing authorization in sync endpoints allows cross-user budget file access in multi-user mode CVSS 4.0MEDIUM 5.7
- TI-2026-02669 Actual Sync Server 26.2.1 - Authenticated Path Traversal CVSS 4.0MEDIUM 5.3
Sources
- CVE-2026-27584 · CVE Program
- CVE-2026-27584 · NVD
- FIRST EPSS
- GHSA-m2cq-xjgm-f668 · GitHub Advisory Database · CC BY 4.0
This product uses the NVD API but is not endorsed or certified by the NVD. Sources and licences